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Health Insurance Proof Required for Work Permit / Residence Permit Applications
February 22, 2007
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Germany requires all non-European Economic Area (EEA) nationals visiting or traveling in Germany to have sufficient health insurance coverage for the duration of their stay. Germany also requires that all applicants for work permits (Aufenthaltserlaubnis) or residence permits (Aufenthaltserlaubnis) submit proof of sufficient health insurance coverage. Coverage is deemed "sufficient" if it meets the government health insurance standards set forth in German Social Security Code V (Sozialgesetzbuch V).

Previously, a copy of an insurance card submitted with the work/residence permit application or the name of the insurance provider in the support letter was considered sufficient proof. However, a new regulation, effective immediately, requires all applicants for work or residence permits that are not covered by a European government health plan to submit detailed information on the scope of their health insurance coverage to the local Alien Office (Ausländerbehörde) with their applications.

Specifically, work permit and residence permit applicants must provide an original Letter of Confirmation from their health insurance carrier detailing the scope of coverage and monthly fees for coverage. Letters of Confirmation should include scope of coverage for the following: in-patient hospitalization; emergency care; primary care; specialist referrals; transporting a patient; and medical supplies. Letters of Confirmation must be prepared on the insurance carrier's letterhead and include the names of the principal applicant and each covered family member.

Applicants must also submit a copy of their insurance carrier's published health insurance plan outlining the scope of coverage and fees. The Alien Office will review all submitted information to ensure the coverage meets government health insurance standards.
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